Mortgage guidance you can actually understand.
We are a mortgage team at Acre Mortgage and Financial, Inc. based in South Jersey and licensed to lend across New Jersey, Pennsylvania, Delaware, and Virginia. Whether you are buying your first home, refinancing, investing in rental property, or renovating — we explain the options, show you the real numbers, and help you pick the smartest path forward.
Choose your path
Not sure where to start? Pick the situation that fits best.
FHA, VA, conventional, and USDA options. NJHMFA down payment assistance up to $22,000.
Cash-out, rate-and-term, PMI removal, and streamline options with real break-even math.
DSCR loans, conventional investment, and portfolio lending. No tax returns with DSCR.
Take the quick quiz. No application, no credit pull. We point you to the best next step.
How we work
Most mortgage companies skip the education and jump straight to the application. We take a different approach. We believe that when you understand the options and tradeoffs clearly, you make better decisions — and you feel better about the decision you made.
That means we explain the "why" behind every recommendation. We show you multiple scenarios with real numbers. We walk you through the costs, the timeline, and the tradeoffs before you commit to anything. And if the answer is "not right now," we will tell you that too.
Brad Brondt, Craig Cook and Greg Atkins lead the team. Between us, we have helped hundreds of families buy homes, refinance, and build investment portfolios across New Jersey and Pennsylvania. We are licensed in NJ and PA and operate through Acre Mortgage and Financial, Inc. (NMLS #13988).
Quick quiz or a conversation. No credit pull, no application yet.
We show you multiple scenarios with actual numbers and tradeoffs.
You pick the path. We handle the paperwork and keep you updated.
Meet the team
The people who will walk you through it.
Brad Brondt
Clear home-financing guidance for buyers, homeowners and investors in Cherry Hill, New Jersey
Craig Cook
Mortgage guidance for homebuyers and investors in Cherry Hill
Greg Atkins
Helping Cherry Hill Borrowers Keep Mortgage Files Moving
Where we lend
Based in South Jersey — helping buyers across four states.
Our office is in Cherry Hill, NJ, but you don’t have to be local to work with us. We’re licensed to originate your mortgage anywhere in New Jersey, Pennsylvania, Delaware, and Virginia — and the whole process runs online.
See where we can helpWhat we offer
We work with a wide range of loan programs so we can match the right product to your situation — not force you into the one we happen to sell.
3% to 20% down. Best rates for buyers with 700+ credit. PMI drops off at 20% equity. HomeReady and Home Possible for first-time buyers with income limits.
3.5% down with 580+ credit. More flexible DTI. Pairs with NJHMFA down payment assistance for up to $22,000 in forgivable help.
0% down for veterans and active-duty. No monthly mortgage insurance. The most affordable mortgage program available.
0% down in eligible rural and suburban areas. Many NJ and PA towns qualify that you would not expect.
Qualify on rental income, not personal income. No tax returns. Close in an LLC. Scale your portfolio without conventional limits.
FHA 203(k) and conventional rehab programs. Roll purchase and renovation costs into one mortgage.
Cash-out, rate-and-term, FHA Streamline, VA IRRRL. We run break-even math and give you an honest recommendation.
For self-employed borrowers whose tax returns do not reflect their true income. 12 to 24 months of deposits.
Tools and resources
Run the numbers yourself, or use these tools to get a head start before we talk.
Estimate your monthly mortgage payment with taxes and insurance.
See how much house you can afford based on your income and debts.
Calculate your savings and break-even timeline.
Compare the long-term costs of renting versus owning.
What clients say
★★★★★ 5 average from 168 reviews
Craig helped me secure a loan to purchase our second home. He explained to me how re-casting works and answered all my questions along the way. No complaints!
As a first time home buyer I must express my sincere gratitude to Craig for his work in guiding me step by step through this process to a successful completion! At each step of the process Craig provided education and was always readily available to answer any questions and/or concerns I encountered. Craig was professional, knowledgeable, competent, patient and extraordinarily helpful. I would recommend unquestionably Craig’s services to anyone needing home buying/mortgage services .
Craig was amazing throughout the entire process and we really wouldn’t have been able to do it without him. He kept us on top of every process and guided us through each piece of paperwork with ease. 5 star service and he makes you laugh!
Craig Cook was a pleasure to work with! He always responded right away and answered all of our questions. He is Extremely knowledgeable. I would highly recommend Craig and His Team! Thank you!!
Very helpful people, will make sure you're set 100% and walk you through everything! Will also make sure you understand everything.
Drew & Ellie were SO helpful in working with my fiancé & I as we purchased our first home together! They made the mortgage process go smoothly & without issue. We're so happy with the advice and guidance they provided, and the customized Loan Calculator helped us determine what our budget looked like and how to find the right price and rate possible for us. They also were always available to answer any and all questions we had throughout the entire process!
Brad, Craig and their Team are very responsive, and great to work with. They made purchasing a house an easy and seamless process!
Craig and his staff were amazing. They work with us all the way through to the end.working together to getting all the paperwork and we were so happy we made settlement yesterday in our new home.
Craig Cook of Acre Mortgage and Financial, Inc. (The Brondt Cook Group/Bradley Brondt) seamlessly provided excellent service, from start to finish, when I needed to secure mortgage financing on my new home within 30 days. Don’t hesitate to contact Craig or Brad in their Marlton, NJ, Corporate Office to resolve your mortgage financing needs. You’ll be glad you did!
I recently bought a house using Acre Mortgage for my mortgage. To me, buying a house is one of the most unpleasant acts that a person goes through in his life. Acre Mortgage made this house purchase an easy lift. Ellie Clements was on top of everything and helped me each step of the way. She made a hard time for me for easy. Thank you to everyone at Acre Mort.
Acre Mortgage is the best the people there very nice good energy they made my process very easily they took their time with me especially lady Miss Ella we were laughing joke and when I wanted to give up cuz things wasn't going the way it was playing she will not let me give up she will say we going to work something out I just love them the whole team thanks yall so much and realtor James from Glenstone real-estate every time I called or text he answered he will work around your schedule good person and he became family
Used Acre mortgage for 2 home purchase & had a great experience both time! Brad Brondt is awesome!!! Definitely recommend them!
Craig helped me secure a loan to purchase our second home. He explained to me how re-casting works and answered all my questions along the way. No complaints!
As a first time home buyer I must express my sincere gratitude to Craig for his work in guiding me step by step through this process to a successful completion! At each step of the process Craig provided education and was always readily available to answer any questions and/or concerns I encountered. Craig was professional, knowledgeable, competent, patient and extraordinarily helpful. I would recommend unquestionably Craig’s services to anyone needing home buying/mortgage services .
Craig was amazing throughout the entire process and we really wouldn’t have been able to do it without him. He kept us on top of every process and guided us through each piece of paperwork with ease. 5 star service and he makes you laugh!
Craig Cook was a pleasure to work with! He always responded right away and answered all of our questions. He is Extremely knowledgeable. I would highly recommend Craig and His Team! Thank you!!
Very helpful people, will make sure you're set 100% and walk you through everything! Will also make sure you understand everything.
Drew & Ellie were SO helpful in working with my fiancé & I as we purchased our first home together! They made the mortgage process go smoothly & without issue. We're so happy with the advice and guidance they provided, and the customized Loan Calculator helped us determine what our budget looked like and how to find the right price and rate possible for us. They also were always available to answer any and all questions we had throughout the entire process!
Brad, Craig and their Team are very responsive, and great to work with. They made purchasing a house an easy and seamless process!
Craig and his staff were amazing. They work with us all the way through to the end.working together to getting all the paperwork and we were so happy we made settlement yesterday in our new home.
Craig Cook of Acre Mortgage and Financial, Inc. (The Brondt Cook Group/Bradley Brondt) seamlessly provided excellent service, from start to finish, when I needed to secure mortgage financing on my new home within 30 days. Don’t hesitate to contact Craig or Brad in their Marlton, NJ, Corporate Office to resolve your mortgage financing needs. You’ll be glad you did!
I recently bought a house using Acre Mortgage for my mortgage. To me, buying a house is one of the most unpleasant acts that a person goes through in his life. Acre Mortgage made this house purchase an easy lift. Ellie Clements was on top of everything and helped me each step of the way. She made a hard time for me for easy. Thank you to everyone at Acre Mort.
Acre Mortgage is the best the people there very nice good energy they made my process very easily they took their time with me especially lady Miss Ella we were laughing joke and when I wanted to give up cuz things wasn't going the way it was playing she will not let me give up she will say we going to work something out I just love them the whole team thanks yall so much and realtor James from Glenstone real-estate every time I called or text he answered he will work around your schedule good person and he became family
Used Acre mortgage for 2 home purchase & had a great experience both time! Brad Brondt is awesome!!! Definitely recommend them!